Why do linked card transactions have to be run as credit? Last Updated: Oct 17, 2016 01:29PM PDT

Visa and MasterCard can't reliably send us the necessary information about transactions run as debit, so we require you to run all transactions as credit if you want to get kicks with your linked card. If the card machine asks you for your PIN, you need to cancel it in order to run it as credit instead of debit.  There are no additional charges to you for making a credit transaction instead of debit, it can just take a little longer for the money to be taken out of your account.